Passionate About Financial Literacy !

Hi! I'm Carol Day. Thanks for visiting my webpage!

Financial literacy is something I am very passionate about - Why?

Because if I had known 20 years ago what I have learned the hard way my entire life and that of my children would be entirely different.   I feel so passionate about sharing my experiences & knowledge to help you and your family thrive & prosper in your lifetime.

With 14 years in the real estate industry I bring a strong & diverse knowledge base serving each client in a personalized manner grounded in honesty & ethical practice. As a former Intensive Care Nurse, I have the tested ability to respond well in analyzing complex situations with a sensitive touch. I am here to work with you for the long term as you grow and change - never to make a quick buck that leaves a sour taste. I know what that feels like and will never operate that way. I am determined to serve in a way that will make my children proud & set an example for them!   The kudos from my clients are also a wealth that is priceless.

THINGS I WAS NEVER TOLD BY ANY BANK I'VE BORROWED FROM: 

  1. LIMITED OPTIONS: A bank only offers the products from their particular institution typically with tight criteria for income type - credit profile - type of employment (job vs self employed or business for self) - and property type (single family vs cottage for example). If there is a better option for you - will a bank know this - and will they tell you?                                                                  
  2. PROTECTING/BUILDING CREDIT: Going from bank to bank can lower your credit score. Dominion Lending allows access to over 290 lenders with 1 APPLICATION THEREBY PROTECTING YOUR CREDIT SCORE.  You benefit from the trust, confidence, and security of knowing you are getting the best mortgage for your needs. A bank employee does not need to be licensed. Compare this to the licensed mortgage professionals with Dominion Lending that send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of types of mortgage products.                                             
  3. THE FASTEST WAY TO BECOME MORTGAGE FREE:  A licensed Mortgage Agent is regulated & ethically bound to ensure that the mortgage is suitable for you and that you understand the full spectrum of your mortgage, how to pay it off more quickly, options to pre-pay, any early payment penalty & more.

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated decision with professional unbiased advice. Reaching back to my Nursing days, the concept of INFORMED CONSENT has been a central guiding principle in my practice. 

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Current Rates

Current variable mortgage rate is

2.20%

Current prime rate is

2.45%

    • Terms
    • Bank Rates
    • Payment Per $100k
    • Our Rates
    • Payment Per $100k
    • Savings
    • 6 Months
    • 3.34%
    • $490.86
    • 3.30%
    • $488.77
    • $2.09
    • 1 Year
    • 3.59%
    • $504.03
    • 3.44%
    • $496.11
    • $7.92
    • 2 Years
    • 3.74%
    • $512.02
    • 3.14%
    • $480.46
    • $31.56
    • 3 Years
    • 3.89%
    • $520.07
    • 3.09%
    • $477.88
    • $42.20
    • 4 Years
    • 3.94%
    • $522.77
    • 3.14%
    • $480.46
    • $42.31
    • 5 Years
    • 4.99%
    • $581.04
    • 2.39%
    • $442.51
    • $138.53
    • 7 Years
    • 5.80%
    • $627.97
    • 3.49%
    • $498.74
    • $129.22
    • 10 Years
    • 6.10%
    • $645.76
    • 3.80%
    • $515.23
    • $130.53
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.

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